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How to check credit bureau

Last updated: 11 Aug 2025
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Credit Bureaus have continuously developed and prioritized access to their credit information, facilitating data owners to quickly and efficiently check their credit reports through a variety of channels. This is particularly useful for verifying the accuracy of their credit information, ensuring awareness and protection against financial cyber threats in today's world.

Summary credit information includes the total number of credit accounts, including open and closed accounts, total credit limits, and total outstanding debt. It also includes account types (credit cards, personal loans, home loans, hire purchases, and others), as well as the outstanding debts for each account type. The summary credit report is intended only as basic information for data owners to verify the number of credit accounts and outstanding debts recorded in the Credit Bureau. It is not intended to be used as a reference for any individual.

Accessing the (free) summary credit bureau service has been developed in collaboration with various agencies, offering greater convenience, speed, and accessibility through a variety of channels, including:


Government Mobile App, an online government service by the Digital Government Development Agency (Public Organization) or DGA, is accessible at your fingertips. It's practical, easy, and convenient. Simply download the Government Mobile App and select the "Summary Credit Bureau" menu. You can register for the government application by simply presenting your ID card to verify your identity at any 7-Eleven counter service branch nationwide.

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The Government Smart Kiosk, operated by the DGA, provides comprehensive digital access to government information and services. Access services are available through government agencies and public areas nationwide. Verify your identity by using your ID card and selecting the "Summary Credit Bureau" menu. Check the kiosk at www.dga.or.th.

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At any post office or postal service counter nationwide, request a summary credit bureau report from the counter staff. Present your ID card and wait for your receipt.

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Self-service credit bureau kiosk: Use your ID card to select the summary credit bureau report service at the Credit Bureau Center. The Nine Towers Grand Rama 9, 2nd Floor (Plaza Zone) (near the MRT Rama 9 Station and behind Central Rama 9), the Bureau Lab (Bureau Lab) at BTS Mo Chit (inside the station), Wang Lang Pier (at the pier entrance/exit and near Gate 8 of Siriraj Hospital), the Krungthep Apiwat Central Station (Bang Sue Central Station) (behind the information counter at Entrance 1, near the station clock or the number 9 clock), and the 4th Floor of The Avenue Ratchayothin Shopping Center, Bangkok.

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If you check your credit information through various channels provided by the Credit Bureau, the number of times you check your credit will not affect your bank or financial institution's loan application decision. This is because you have a basic right to access your credit information.

The Credit Bureau campaigns to create a culture of "save before borrowing, think before spending, and be disciplined when in debt." This aims to encourage people to plan their finances and be disciplined in saving and maintaining their credit. This initiative encourages and encourages the general public to be aware of debt burdens, debt management, and discipline, and to repay debts in full and on time. Because we want to see Thai people develop financial discipline for a better quality of life.

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Source of this article: NCB

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