Are you at risk of financial illness?
Last updated: 6 Aug 2025
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Financial health is just as important as physical health, and we need to regularly monitor and take care of it. No one knows when a financial illness will strike, and when it does, it must be addressed immediately. Before treating financial illness, let's assess our own symptoms to determine if we're at risk for it.
Avoiding Financial Problems
Some people refuse to acknowledge their financial problems and are burdened with debt. Instead of addressing them, they neglect to manage their finances. If you experience any of these symptoms, it's a sign that a problem needs urgent attention!
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Hide Debt Obligation
Many people are hesitant to reveal to their family members that they have debt to manage. Instead, they choose to borrow money from outside sources to keep the money flowing endlessly. Carrying too much debt can lead to other problems beyond just financial ones.
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Accumulated Financial Stress
Many people are the head of the household, managing all the family expenses, and are so consumed with thinking about how to maximize their income that it becomes a source of stress. If you experience these symptoms, you're in danger.
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Not daring to invest
.
Does anyone else experience this? Feeling afraid to invest, making excuses for not studying about investing, thus missing out on opportunities to use your savings to generate returns? This is what we call a financial illness.
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Spending money without saving for tomorrow
.
If you find something tempting to shop for, buy, or collect, or pay for services without considering your needs, thinking you can use it without saving, you're definitely at risk of financial illness.
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Feeling guilty about spending money
.
Some people may experience this without realizing it. No matter how much they work and save, they don't dare use that money for their own happiness, even small things. They feel guilty every time they spend it. This could also be a sign of financial illness.
If you check your symptoms and find any of these signs, you're definitely at risk for financial illness. To protect your financial health, you should plan your finances and manage your finances appropriately, as well as regularly check your credit history.
___________________________________________
Source of this article: NCB
Avoiding Financial Problems
Some people refuse to acknowledge their financial problems and are burdened with debt. Instead of addressing them, they neglect to manage their finances. If you experience any of these symptoms, it's a sign that a problem needs urgent attention!
___________________________________________
Hide Debt Obligation
Many people are hesitant to reveal to their family members that they have debt to manage. Instead, they choose to borrow money from outside sources to keep the money flowing endlessly. Carrying too much debt can lead to other problems beyond just financial ones.
___________________________________________
Accumulated Financial Stress
Many people are the head of the household, managing all the family expenses, and are so consumed with thinking about how to maximize their income that it becomes a source of stress. If you experience these symptoms, you're in danger.
___________________________________________
Not daring to invest
.
Does anyone else experience this? Feeling afraid to invest, making excuses for not studying about investing, thus missing out on opportunities to use your savings to generate returns? This is what we call a financial illness.
___________________________________________
Spending money without saving for tomorrow
.
If you find something tempting to shop for, buy, or collect, or pay for services without considering your needs, thinking you can use it without saving, you're definitely at risk of financial illness.
___________________________________________
Feeling guilty about spending money
.
Some people may experience this without realizing it. No matter how much they work and save, they don't dare use that money for their own happiness, even small things. They feel guilty every time they spend it. This could also be a sign of financial illness.
If you check your symptoms and find any of these signs, you're definitely at risk for financial illness. To protect your financial health, you should plan your finances and manage your finances appropriately, as well as regularly check your credit history.
___________________________________________
Source of this article: NCB
